Extras include dental, hearing aid, and vision coverage. Updated benefit information for the 2022 plans will be available on October 1, but below is a brief description of the plans available today:įreedom PPO: This $0 premium plan provides members with a choice of nationwide providers and worldwide coverage for emergency situations. As a general rule, PPOs or Preferred Provider Organizations have higher premiums but greater network flexibility. Vermont Blue Advantage offers three plans: Freedom PPO, Freedom Plus PPO, and Unity HMO. “That gives seniors a level of security not provided under other plan types or original Medicare,” she said. She said that unlike other Medicare plans, Medicare Advantage plans have an out-of-pocket maximum which limits the amount members pay each year for covered medical services. Getsie said that Blue Cross and Blue Shield of Vermont formed Vermont Blue Advantage to deliver affordable Medicare Advantage products and services to Vermonters and retirees from Vermont businesses. All Vermont Blue Advantage plans include medical and Part D drug coverage, along with dental, hearing, vision, fitness, and more.” “It offers three comprehensive plans with premiums starting at $0 a month. All Vermont Blue Advantage plans include medical and Part D drug coverage, along with dental, hearing, vision, fitness, and more.” Getsie added that Vermont Blue Advantage Plans also feature over-the-counter benefits that give members a quarterly allowance for common care items like vitamins, bandages, and cold medicine. “Vermont Blue Advantage is the fastest-growing Medicare Advantage planin the state,” she said. Pamela Getsie, the Plan President of Vermont Blue Advantage, believes their plans are perfect for Vermonters with Medicare. Vermont Blue Advantage individual plans cover these three to form Part C which is an alternative way to receive benefits. In what is described as Original Medicare, Part A covers in-patient services at hospitals and other facilities, Part B covers out-patient care and medical supplies, and Part D, which is purchased separately from an insurer, covers prescription drugs. Medicare is a federal health insurance plan for those 65 and older. On October 1, Vermonters will be able to take a closer look at the plans which have coverage beginning January 1, 2022. The enrollment period starts on October 15 and is open through December 7. Vermont Blue Advantage® is encouraging seniors to consider their Vermont-grown Medicare Advantage coverage. We are getting close to the annual enrollment period when Vermonters can make changes to their Medicare plans.
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